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Whether it’s a bill, an emergency, or just a fresh start — you deserve financial options that work for you. Apply now and receive funds in as little as 15 minutes.
Apply NowAll loans are subject to credit and underwriting approval. Iloanz.ca is a loan search platform and comparison website, not a lender. Iloanz.ca only works with financial service providers that adhere to Canadian laws and regulations. Loans range from $250-$50,000 with terms from 3 months to 60 Months or longer. APRs range from 9.99% to 35% and will depend on our partner's assessment of your credit profile. For example, on a $500 loan paid monthly over 9 months, a person will pay $81.15 per month for a total of $730.35 over the course of the entire loan period. This amount includes our partner's optional loan protection policy. In the event of a missed payment an insufficient funds fee of around 45$ may be charged (dependent on the lender). In the case of a default on your loan your payment plan will be terminated and different collection methods will be employed to collect your remaining balance. Outstanding debts will be pursued to the full extent of the law. Our lenders employ fair collection practices. Iloanz.ca is not affiliated with Equifax Canada Co., its parent company, subsidiaries or its affiliates (collectively, "Equifax"). The content of this website is not reviewed nor approved by Equifax. Iloanz.ca is an authorized reseller of the Equifax Risk Score, however, Equifax does not endorse, guarantee or recommend any of the products, services or content on this website. For information about Equifax, the Equifax Risk Score, and/or Equifax credit reports, please visit the official Equifax Canada Co. website at https://www.consumer.equifax.ca/personal/.
Yes, all credit profiles are considered. Many lenders in our network look at more than just your credit score — such as your income, employment status, and banking history. Even if your credit isn’t perfect, you may still qualify.
If approved, you may receive your funds as soon as the same day. Timing depends on the lender and your bank.
No, applying is completely free. You are under no obligation to accept any loan offer.
Repayments are made through scheduled payments over your chosen term. Your lender will provide the full repayment schedule and terms before you accept any offer.
